The cost of a Affordable Wisconsin Medicare supplement options depends on your age, gender and health. For example, a 65-year-old woman can expect to pay about $145 a month for a basic plan, while a 75-year-old man will pay about $161. Medicare supplemental rates can also vary by insurance company, so you’ll want to compare rates. In addition to comparing the cost of different policies, you should look at an insurer’s reputation and customer service. Ratings from independent credit agencies and consumer agencies can give you an idea of whether a company is financially stable and has a good track record with customers

Some Wisconsin Medicare supplements require a deductible for hospital visits, while others don’t. When deciding on which option is best for you, consider your current and future medical needs. For example, if you’re planning to move or travel often, a Wisconsin Medicare supplement with a low deductible might be a better choice.

If you have a Medicare Advantage plan, it may be able to help with some of your out-of-pocket medical expenses, but you can’t enroll in both a Medicare Advantage plan and a Medicare supplement at the same time. Medicare Advantage plans can be found through private insurance companies that are approved by Medicare. The plan networks typically include doctors and hospitals in your area.

Compared to a Medicare Advantage plan, a Wisconsin Medicare supplement typically has lower monthly premiums and no annual deductible for hospital visits. However, a Medicare supplement may not cover your Part D prescription drug coverage.

While Medicare Advantage plans in Wisconsin are offered by private insurance companies, they must provide all the coverage provided by Original Medicare Parts A and B, including prescription drug coverage (Medicare Part D). Medicare Advantage plans are often cheaper than a supplement, but can have restrictions on your doctor and hospital network.

In addition to Medicare Advantage plans, Wisconsin offers Medicare supplement plans through private insurance companies that are standardized nationwide. These plans are similar to those in Minnesota and Massachusetts, with a base plan that you can customize with riders or MN preset plans to suit your needs. If you’re considering a Medicare supplement in Wisconsin, our team can provide you with information on the available options and help you find the best plan for your needs.